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Card Services

Many people these days prefer to carry "plastic" to cash. There are many advantages. Recognizing this growing trend, Benchmark offers its customers the opportunity to apply for the Benchmark Visa® Check Card for various uses.

To help our customers get the most out of card usage, Benchmark participates in a rewards program associated with its debit cards. The program was evaluated by the bank before being implemented to make sure it is truly rewarding for our customers!

Here's how the debit or check card works:

Can be used in many ways.

The Benchmark Visa® Check Card makes accessing your checking account easy! When you use it to make purchases, the deduction comes right out of your account. You can also use your card at any ATM displaying the Visa®, Cirrus or STAR logo to withdraw cash.

There are two types of Check Card transactions: PIN-based and signature-based. If you choose "debit" at the point-of-sale terminal, you will be prompted to enter your PIN. You may even get cash back during that time. Choosing "credit" will allow you to sign for your purchase. Either method will still have the amount of the purchase debited from your checking account.

The Visa® Check Card also doubles as your ATM card. Use it to withdraw funds from your checking or savings account, even transfer funds between accounts. Withdrawals are always free at Benchmark ATMs. You will be charged fees at other ATM locations.

The check card is safe.

As with all of your finances, you should guard your Visa® Check Card but it is safer than carrying cash. Visa's Zero Liability policy helps protect you from unauthorized use of your card or account information.

Verified by Visa is an online fraud prevention service that gives our Visa cardholders an extra layer of security when shopping online. Verified by Visa is free and easy to use. The service confirms your identity with an extra password when completing an online transaction.

When you make purchases with your Benchmark Visa® at participating online stores, your identifity will be verified before the purchase is completed. This gives you added safety and reassurance that only you can use your Benchmark Visa® online. Register your card today!

It pays to use it!

All credit or signature-based transactions with your Visa® Check Card earn points which can be redeemed for a wide variety of merchandise, travel, gift cards, and services through our Rewards! program. You can check your points by calling 1-866-678-5189 and selecting option #1 or by visiting our Rewards! site.

To get a Visa® Check Card, you must first have a Benchmark checking account. Generally, you will be offered the card at account opening. If you already have a checking account but did not, for any reason, get a card and would like one now, contact us and we will start the process. If you would like to know more about this type of card, review our document, Using the Visa Check Card.

To report a lost or stolen check card, please call 1-800-528-2273.

contact a customer service representativeelectronic funds transfer disclosure

Automated Teller Machines

Most Benchmark branches have an Automated Teller Machine or ATM at which you can use your Visa Check Card and other approved cards to withdraw or transfer funds. The machines are also equipped to accept most major credit cards to make cash advances. These ATMs are conveniently located, easy to access, and well-lit. ATMs can be found at the following locations:

 

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