Index

Auto Loans

These days there are many options for financing a vehicle. Only you can decide which works best for you. But we can tell you this: Benchmark will explain all your options and work with you to come up with a rate and terms to fit your budget. We can extend payments up to 72 months in some cases! And there will be no fast talk or high pressure sales pitch. You'll love our loan process.

We finance both new and used vehicles. Get a great rate with low or no down payment and an extra discount when you have your payment automatically drafted from a Benchmark account.

For new and used auto pricing and information, visit NADA.com.

Personal Loans

Want to take a nice vacation? Have a wedding on the horizon? Need a medical procedure not covered by insurance? If you're credit-worthy, we can help you with almost any worthwhile purpose. Just let us know what your plans are. Sometimes borrowing is the best way to reach your goals!

Business Loans

Visit our business pages for more information.

Student Loans

As a community bank, helping our young people further their education is extremely important to us. If you make the grade, we have the money! Our rates are competitive and you'll have the peace of mind knowing that your loan is with someone you know and can trust. Plus, it's an easy process.

 

• Market-leading interest rates
• No origination fees for borrowers attending degree-granting institutions
• Save hundreds—even thousands—of dollars over traditional 15-year payment-deferred private student loans
• Flexible repayment options—choose affordable fixed payments of $25 a month or make full interest payments to save even more
• Smart Reward—earn 2% of your scheduled monthly payment as a reward in your Upromise account when you make payments on time while in school
• Earn a 0.25 percentage point interest rate reduction while enrolled to make monthly payments by automatic debit
• Applying with a creditworthy cosigner may help you qualify for and/or receive a lower interest rate
• You can apply to release your cosigner after graduation and making just 12 consecutive on-time principal and interest payments
• Borrow what you need—up to 100% of your education costs

Best of all, you can apply online for the Smart Option Student Loan!

Note: If you are considering attending a community college, please read this notice.

For all other loans, see below.

The Loan Process:  What to Expect

At Benchmark, we take the time to make sure you are getting the right loan for your needs. To help get the process started, use our contact form and indicate that you are looking for a new loan. After it is submitted, we contact you and arrange for you to meet a loan officer at a branch near you. The loan officer will answer all your questions, make sure you understand how your loan will work, and get you an answer as quickly as possible.

Ready to talk with a loan officer? Make an appointment now! He or she will meet with you at the Benchmark branch nearest you.