Index

Checking Accounts with the features you want.

We all have our own financial habits. Often they reflect our busy lifestyles or our goals. But lives and goals change. Products change as well.

Have you been using the best type of checking account for your current situation? Let us help you decide. Benchmark has several types of accounts. The features vary. Take a look at what each account offers. If you are still undecided, one of our customer service representatives can guide you to the checking product that will benefit you most. If you are transitioning from another bank, take advantage of our No Sweat Switch process.

With all of our checking accounts, you can:

• Sign up for free Internet Banking.
• Pay your bills online. Our Bill Pay is free.
• Get a free Visa debit card.
• Get e-Statements!
• Bank by phone.
• Open with just $100.

Our Premier and Rewards Personal Accounts include:

$UCCESS CHECKING

With this exciting new account, you can earn 2.50%
Annual Percentage Yield plus get a refund on any
ATM fees incurred nationwide!

Here's how it works:

On balances up to $25,000, you will earn a premium rate of 2.50% APY and 1.01% APY on balances above $25,000, PLUS get a refund on any ATM fees that you incurred, by simply doing the following each statement cycle:

• Make 10 check card purchases.
• Receive electronic statements.
• Have at least one direct deposit or automatic payment post to your account.

Best of all, if you do not meet the requirements in any given month, you will still earn a base rate of 0.10% (0.10% APY) on your balance.

Plus...

• It's FREE - no monthly service fee!
• No minimum balance required.
   

Now what could be easier and more worthwhile?

Want to learn more? Check out some of theCommonly Asked Questions about $uccess Checking, or visit one of our branches for more details. A customer service respresentative would be glad to answer any questions you might have.

Listen to our $uccess radio spots*: $uccess #1 and $uccess #2 and you'll see how this account could make a difference in your life!

*These files will usually play on Windows Media Player. If you do not have this on your computer, you may want to download QuickTime Player.

THE KEYSTONE ACCOUNT

The Keystone account comes with a variety of very attractive benefits. Account holders enjoy no minimum balance*, free Keystone checks, Visa check card with higher withdrawal and purchase limits, no-fee official checks, lower interest rates on consumer loans, premium rates on time deposits, and a discount on safe deposit boxes.

You can qualify for a Keystone Account either by maintaining a certain balance or by taking advantage of one of Benchmark's other products at or above a certain threshold. The criteria is:

• $5,000 in a Checking or Savings Account OR
• $10,000 average balance in any combo of Checking, Savings, CDs, IRAs and Money Market Account OR
• $15,000 Home Equity Line of Credit OR
• $20,000 original amount Auto Loan OR
• $50,000 original amount Home Mortgage** OR
• $50,000 Construction Loan OR
• $25,000 in our Alternative Investments Program

*as long as there is another qualifier
**primary or secondary residence
 

Our Basic Accounts include:

THE BENCHMARK ACCOUNT

A no-strings, no-frills interest bearing checking account for those who like to keep it simple! Minimum balance is $500.

PERSONAL CHECKING

Our basic account with traditional services including check images with your statements. Minimum balance is $200.

BCB FREE

Just what it says: FREE. No minimum balance, no monthly service fee, no special requirements.

Our Specialty Accounts include:

MONEY MARKET ACCOUNT

If your goal is to earn higher money market rates yet keep your money accessible, this account is for you. You may make up to 6 withdrawals per month. A $2,500 balance is required.

LIFESTYLE 55

For those 55 or over, this special account offers no monthly fee, no minimum balance and free checks!

STUDENT CHECKING

Because we now offer a checking account with no minimum balance and no monthly service charge, we suggest that all of our students use BCB FREE for their checking needs.

BUSINESS CHECKING: Visit our business pages.

Still undecided? View our side-by-side comparison of our checking accounts

Have questions? Contact us and let us know how we can help.

Ready to open an account? Download our handy new account form, fill it out and bring it in. We'll have you on your way in no time!

Need help transferring automatic deposits or withdrawals? Try our No Sweat Switch!

Want to find information about FDIC coverage? Visit our FDIC Resource Center.

In case of errors or questions about your electronic transfers, please review our error resolution notice.