Involved in building a home or homes?
We lend money for:
Land purchase – Farm land, acreage, lake lots, buildable lots, commercial property – we do it all!
Existing homes – If you’re looking to buy a home or need permanent financing for a newly constructed home, we can help you find a mortgage that would work well for your situation.
If you want to know how much home you can buy and/or need to get pre-qualified, you can get the pre-qualification process started here.
Vacation homes – Ready for that second home where you can relax? If you’ve found the perfect place, let us help find you the perfect financing!
Rental property – Looking to become a landlord or to expand your inventory of rental units? Come talk to us!
Agricultural operations – If farming is your interest, come talk to our one of our business bankers!
Unique properties – Interested in a property that's a little different and perhaps a financing challenge? Give us a try!
Home improvement – Sometimes the wisest real estate decision is to invest in your current home. If an addition or a new kitchen or bath would increase your home’s appeal, let us help you make your ideas a reality.
Home Equity – Need funds for other purposes and have a home that’s worth more than you owe? We can help you tap your equity!
Home Refinance – Paying too much on your current mortgage? See us about refinancing.
If you’re thinking real estate, think Benchmark and call us!
Own or manage a business and need some financial help?
We help businesses in the Henderson, Oxford, Franklinton, and Wake Forest area with:
Operating Capital – When your business needs an infusion of cash to keep it operating smoothly and efficiently, we can help. We can calculate your working capital ratio and recommend a loan to better balance your assets and liabilities.
Expansion – Ready to move to the next level with your business? Whether it's opening a new location, expanding your lines, or spinning off a new product, Benchmark can provide the financial assistance.
Real Estate Loans – When renting is not the best option and you're ready to purchase your business location, come see us. We specialize in business mortgages!
Construction Loans – If building that new office, storefront or facility is the way to go, we can get you the special financing that will make it a reality.
Vehicle and Equipment Loans – If your business requires commercial vehicles and/or heavy equipment, we can help.
Debt Restructuring – Sometimes the best course of action is to consolidate debt into one loan. We can look at your situation, make a recommendation, and/or help you with this process.
Business Line of Credit – Running a business is not without surprises. Sometimes it means extra expense. Unexpected opportunities also come up. It's nice to know there are funds readily available for these situations. By establishing a Benchmark business line of credit, you'll be better prepared for whatever comes your way.
About Start-up Loans
up and running. We usually suggest a home equity loan or a personal loan to get started
and recommend letting us help with the financial management of the new business.
Once the business is established, business loans can be considered.
If you're in business to succeed, think Benchmark and give us a call!
We can also help businesses with:
Commercial Loans for any type of business and any business need including start-up, operating capital, expansion, debt-restructuring, real estate, construction, business line of credit, vehicle, or equipment financing.
Checking Accounts with features that can save both time and money!
Debit & Credit Cards with special business-friendly terms and limits.
Internet & Mobile Banking with Bill Pay and e-statements.
Scan & Send Electronic Deposits that eliminate the need to bring checks to the banking center!
Merchant Card Services through a partnership with a major service provider.
Direct Deposit Payroll Service to generate and distribute your payroll electronically.
Automated Check Verification System
Free Cash Flow Review for both existing and potential customers.