Involved in building a home or homes?

We lend money for:

Land purchase – Farm land, acreage, lake lots, buildable lots, commercial property – we do it all!

Home construction – We have a construction loan program that both home builders and potential homeowners love!

Existing homes – If you’re looking to buy a home or need permanent financing for a newly constructed home, we can help you find a mortgage that would work well for your situation.

If you want to know how much home you can buy and/or need to get pre-qualified, you can get the pre-qualification process started here.

Vacation homes – Ready for that second home where you can relax? If you’ve found the perfect place, let us help find you the perfect financing!

Rental property – Looking to become a landlord or to expand your inventory of rental units? Come talk to us!

Agricultural operations – If farming is your interest, come talk to our one of our business bankers!

Unique properties – Interested in a property that's a little different and perhaps a financing challenge? Give us a try!

Home improvement – Sometimes the wisest real estate decision is to invest in your current home. If an addition or a new kitchen or bath would increase your home’s appeal, let us help you make your ideas a reality.

Home Equity – Need funds for other purposes and have a home that’s worth more than you owe? We can help you tap your equity!

Home Refinance – Paying too much on your current mortgage? See us about refinancing.

 

If you’re thinking real estate, think Benchmark and call us!

 

Own or manage a business and need some financial help?

We help businesses in the Henderson, Oxford, Franklinton, and Wake Forest area with:

Operating Capital – When your business needs an infusion of cash to keep it operating smoothly and efficiently, we can help. We can calculate your working capital ratio and recommend a loan to better balance your assets and liabilities.

Expansion – Ready to move to the next level with your business? Whether it's opening a new location, expanding your lines, or spinning off a new product, Benchmark can provide the financial assistance.

Real Estate Loans – When renting is not the best option and you're ready to purchase your business location, come see us. We specialize in business mortgages!

Construction Loans – If building that new office, storefront or facility is the way to go, we can get you the special financing that will make it a reality.

Vehicle and Equipment Loans – If your business requires commercial vehicles and/or heavy equipment, we can help.

Debt Restructuring – Sometimes the best course of action is to consolidate debt into one loan. We can look at your situation, make a recommendation, and/or help you with this process.

Business Line of Credit – Running a business is not without surprises. Sometimes it means extra expense. Unexpected opportunities also come up. It's nice to know there are funds readily available for these situations. By establishing a Benchmark business line of credit, you'll be better prepared for whatever comes your way.

If you're in business to succeed, think Benchmark and give us a call!

 

We can also help businesses with:

Commercial Loans for any type of business and any business need including start-up, operating capital, expansion, debt-restructuring, real estate, construction, business line of credit, vehicle, or equipment financing.

Checking Accounts with features that can save both time and money!

Debit & Credit Cards with special business-friendly terms and limits.

Internet & Mobile Banking with Bill Pay and e-statements.

Scan & Send Electronic Deposits that eliminate the need to bring checks to the banking center!

Merchant Card Services through a partnership with a major service provider.

Direct Deposit Payroll Service to generate and distribute your payroll electronically.

Automated Check Verification System

Free Cash Flow Review for both existing and potential customers.