MoneySmart Campaign

We’re so certain that MoneySmart by Banzai can help you learn to better manage your money, we’re ready to reward you for giving it a try!

Here's how to enter for a chance to win one of our Visa gift card prizes of $100, $50, or $25 :

  • Visit our MoneySmart website, click "Get Started" or "Sign Up" to create an account, play "The Game," and complete it by January 31st;
  • Or, visit our MoneySmart library, pick a topic, read the articles, click "Get Information," fill out the form, and submit it by January 31st!

 

MoneySmart Campaign Rules

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

  1. Eligibility: This Campaign is open only to those who (1) create an account at https://bcb.learnbanzai.com and finish "The Game" or (2) visit the MoneySmart library, pick a topic, read the articles, click "Get Information," fill out the form, and submit the form. This Campaign is open only to those who are 18 of age or older as of the date of 1/10/2019. Employees of Benchmark Community Bank, its affiliates and subsidiaries, (collectively the "Employees"), and immediate family members and/or those living in the same household of Employees are not eligible to participate in the Campaign. The Campaign is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.
  2. Agreement to Rules: By participating, the Contestant ("You") agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Benchmark Community Bank as final and binding as it relates to the content of this Campaign.
  3. Campaign Period: Entries will be accepted online starting on 1/10/2019 12:01 a.m. EST and ending 1/31/2019 at 11:59 p.m. EST. All online entries must be received by 1/31/2019 at 11:59 EST.
  4. How to Enter: The Campaign must be entered by (1) creating an account at https://bcb.learnbanzai.com and finishing "The Game" or (2) visiting the MoneySmart library, picking a topic, reading the articles, clicking "Get Information," filling out the form, and submitting the form. The entry must fulfill all Campaign requirements, as specified, to be eligible to win a prize. Entries that are incomplete or do not adhere to the rules or specifications may be disqualified at the sole discretion of Benchmark Community Bank.
  5. Prizes: The Winner(s) of the Campaign (the "Winner") will receive only ONE of the following Visa gift card prizes of $100 (1), $50 (4), or $25 (8). Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by Benchmark Community Bank. No cash or other prize substitution shall be permitted except at Benchmark Community Bank’s discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for Benchmark Community Bank to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.
  6. Odds: The odds of winning depend on the number of eligible entries received.
  7. Winner Selection and Notification: Winner will be selected by a random drawing under the supervision of Benchmark Community Bank. Winner will be notified by email within five (5) days following selection of Winner. Benchmark Community Bank shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 14 days from the time award notification was sent, or fails to timely return a completed and executed declaration and release as required, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Campaign is conditioned upon compliance with any and all federal, state, and local laws and regulations. ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT BENCHMARK COMMUNITY BANK‘S SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE CAMPAIGN, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.
  8. Rights Granted by You: By entering this content (e.g., photo, video, text, etc.), You understand and agree that Benchmark Community Bank, anyone acting on behalf of Benchmark Community Bank, and Benchmark Community Bank’s licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Campaign, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent.
  9. Terms & Conditions: Benchmark Community Bank reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Campaign should virus, bug, non-authorized human intervention, fraud, or other cause beyond Benchmark Community Bank’s control corrupt or affect the administration, security, fairness, or proper conduct of the Campaign. In such case, Benchmark Community Bank may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Benchmark Community Bank. Benchmark Community Bank reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Campaign or website or violates these Terms & Conditions. Benchmark Community Bank has the right, in its sole discretion, to maintain the integrity of the Campaign, to void votes for any reason, including, but not limited to: multiple entries from the same computer in excess of that allowed by Campaign rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Campaign may be a violation of criminal and civil laws. Should such attempt be made, Benchmark Community Bank reserves the right to seek damages to the fullest extent permitted by law.
  10. Limitation of Liability: By entering, You agree to release and hold harmless Benchmark Community Bank and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Campaign and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.
  11. Disputes: THIS Campaign IS GOVERNED BY THE LAWS OF THE UNITED STATES OF AMERICA AND VIRGINIA, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Campaign, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Campaign, shall be resolved individually, without resort to any form of class action, exclusively before a court located in Virginia having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Campaign). Participant further waives all rights to have damages multiplied or increased.
  12. Privacy Policy: Information submitted with an entry is subject to the Privacy Policy stated on the Benchmark Community Bank website. To read the Privacy Policy, visit this link: www.bcbonline.com/home/home/fiFiles/static/documents/doc_privacy_policy.pdf.
  13. Winners List: To obtain a copy of the Winner’s name or a copy of these Official Rules, mail your request along with a stamped, self-addressed envelope to: Benchmark Community Bank, 100 S. Broad Street, Kenbridge VA 23944 US. Requests must be received no later than 3/1/2019 11:59 EST.
  14. Sponsor: The Sponsor of the Campaign is Benchmark Community Bank 100 S. Broad Street Kenbridge VA 23944 US.