Pre-Qualification

Save time!

Look with confidence!

Get pre-qualified for that important home or vehicle purchase!

For a home loan:

The simple pre-qualification application takes just a few minutes to complete! If you have already identified a house you would like to buy, this will help you know if you can afford it. If you are still looking, this process can help you better target the homes within your range of affordability. A loan officer will contact you with information about your options.

Get started today with one of these convenient options:

  1. Fill out and return our printed pre-qualification form by scanning it and attaching an encrypted copy to an email or by U.S. Postal Service to 100 S. Broad Street, Kenbridge, Virginia 23944, or
  2. Submit our secure online form.  Select the form for the state in which you live: Virginia or North Carolina.

For a vehicle loan:

Fill out our simple and secure online form or call your local branch or office and speak with a loan officer.

If you have questions:

  1. Give us a call at 434-676-8444 (Virginia), or 919-556-5972 (North Carolina).
  2. Email us.