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Loans for Most of Your Needs

Auto Loans

Woman smiling holding keys up to new car

These days there are many options for financing a vehicle. Only you can decide which works best for you. But we can tell you this: Benchmark will explain all your options and work with you to come up with a rate and terms to fit your budget. We can offer a number of different repayment schedules, depending on the age of the vehicle.  And there will be no fast talk or high pressure sales pitch. You'll love our loan process.

We finance both new and used vehicles. Get a great rate with low or no down payment and an extra discount when you have your payment automatically drafted from a Benchmark account.

For new and used car pricing and information, visit

To get pre-qualified for an auto loan and know how much you can afford, fill out our quick and simple Vehicle Pre-Qualification form.

Personal Loans

Want to take a nice vacation? Have a wedding on the horizon? Need a medical procedure not covered by insurance? If you're credit-worthy, we can help you with almost any worthwhile purpose. Just let us know what your plans are. Sometimes borrowing is the best way to reach your goals!

 Ask a Question Contact a Loan Officer

Business Loans

Visit our business pages for more information.

Student Loans

Two graduates smiling together holding diplomaAs a community bank, helping our young people further their education is extremely important to us. If you make the grade, we have the money! Our rates are competitive and you'll have the peace of mind knowing that your loan is with someone you know and can trust. Plus, it's an easy process.

Our student loan is an ideal solution for families that have a gap when it comes to funding their student's education, and it helps students save money, pay off their student loan faster, and build credit.

The CB Student HELP Smart Option Student Loan® by Sallie Mae®

For borrowers attending degree-granting institutions.

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

cbs student help

The Smart Option Student Loan® Features & Benefits:

  • We offer a choice of competitive fixed and variable interest rates providing even more choice and flexibility.
  • No origination fees and no prepayment penalty.
  • Multiple in-school repayment options available.
  • Borrower benefits available – like rewards and interest rate reductions.
  • Rates that reward creditworthy borrowers.
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate.
  • 24/7 online account management.

To learn more or to apply, please get started here.

Note: If you are considering attending a community college, please read this notice.

For all other loans, see below.

The Loan Process: What to Expect

Husband & wife meeting with a business personAt Benchmark, we take the time to make sure you are getting the right loan for your needs. To help get the process started, use our contact form and indicate that you are looking for a new loan. After it is submitted, we contact you and arrange for you to meet a loan officer at a branch near you. The loan officer will answer all your questions, make sure you understand how your loan will work, and get you an answer as quickly as possible.

Ready to talk with a loan officer? Make an appointment now! He or she will meet with you at the Benchmark branch nearest you.