Visa Debit CardsWoman handing card to pay for groceries

The Benchmark Visa® Debit Card for Individuals

It can be used in many ways.

The Benchmark Visa Debit Card makes accessing your checking account easy! When you use it to make purchases, the deduction comes right out of your account. You can choose two types of transactions, PIN-based or signature-based. You can also use it online.

The Visa debit card also doubles as your ATM card. Use it to withdraw funds from your checking or savings account, even transfer funds between accounts. Withdrawals are always free at Benchmark ATMs. You will be charged fees at other ATM locations.

It's safe to use!

As with all of your finances, you should guard your Visa debit card but it is safer than carrying cash. Visa's Zero Liability policy helps protect you from unauthorized use of your card or account information.

To help you rest easy that your money is being protected, Benchmark has implemented a new system to prevent fraudulent use of your debit card and that will allow you to control when and how your debit card is used. Learn more about SecurLOCK here.

SecurLOCK

It's easy to get!

To get a debit card, you must first have a Benchmark checking account. Generally, you will be offered the card at account opening. If you already have a checking account but did not, for any reason, get a card and would like one now, contact us and we will start the process. If you would like to know more about this type of card, review our document, Using the Visa Debit Card.

It pays to use it!

All credit or signature-based transactions with your Visa debit card earn points which can be redeemed for a wide variety of merchandise, travel, gift cards, and services through our Scorecard rewards program. You can also earn cash back on your debit card purchases with BCB Bonus Bucks. Learn more about both programs!

Other Information

When planning a trip, always remember to notify your local branch of your travel plans to include travel dates and locations.

Report any suspicious activity on your account to your local branch immediately.

If you need assistance with your Visa debit card, please contact your local branch. If you need assistance when the bank is closed, please call the after hours hotline at 434-676-2666 and press option 2.

To report a lost or stolen debit card, please call (800) 500-1044.

The Benchmark Visa® Business Debit Card

The ATM/Visa Debit Card for businesses is both versatile and convenient. It also saves time and money. You can use it for all types of purchases - in-store, over the phone, or online - eliminating the need for checks. At the ATM, you can get cash quickly.

Visa debit card transactions can be either signature-based or PIN-based - your choice - whichever works best for your business. As with most cards of this type, there are daily limits for withdrawals and purchases. We will thoroughly review these with you upon issuance of the card.

To get a Visa Business Debit Card, you must first have a Benchmark business checking account. Generally, you will be offered the card at account opening. If you already have a checking account but did not, for any reason, get a card and would like one now, contact us and we will start the process. If you would like to know more about this type of card, review our document, Using the Visa Debit Card.

Automated Teller MachinesWoman at ATM

Most Benchmark branches have an Automated Teller Machine or ATM at which you can use your Visa debit card and other approved cards to withdraw or transfer funds. The machines are also equipped to accept most major credit cards to make cash advances. These ATMs are conveniently located, easy to access, and well-lit. ATMs can be found at the following locations:

Electronic Funds Transfer Disclosure


Benchmark debit cards may be used at ATMs displaying the Visa, Cirrus, AFFN, NYCE, Plus, Discover, MasterPass, CUHERE, American Express, or CU24 logos.