Checking Accounts

With the features you want.

Husband & wife signing a checkWe all have our own financial habits. Often they reflect our busy lifestyles or our goals. But lives and goals change. Products change as well.

Have you been using the best type of checking account for your current situation? Let us help you decide.

Benchmark has several types of accounts. The features vary. Take a look at what each account offers. If you are still undecided, one of our customer service representatives can guide you to the checking product that will benefit you most. If you are transitioning from another bank, take advantage of our No Sweat Switch process.

With all of our checking accounts, you can:

Contact a Customer Service Representative

Our Premier and Rewards Personal Accounts include:



With this exciting account, you can earn 1.25% APY* plus get a refund** on ATM fees incurred nationwide!

Here's how it works:

You must be an active Internet Banking user and register for e-statements. On balances up to $15,000, you will earn a premium rate of 1.25% Annual Percentage Yield* (APY) and 0.30% APY on balances above $15,000, PLUS get a refund on ATM fees that you incurred (up to $25**), by simply doing the following each qualification cycle:

  • Make 10 debit card purchases that post and clear your account.
  • Have at least one direct deposit or automatic payment post to your account and clear.

Best of all, if you do not meet the requirements in any given month, you will still earn a base rate of 0.10% APY on your balance.

Plus...$uccess Checking logo

  • It's FREE - no monthly service fee!
  • No minimum balance required.

Now what could be easier and more worthwhile?

Want to learn more? Check out some of the Commonly Asked Questions about $uccess Checking, or visit one of our branches for more details. A customer service representative would be glad to answer any questions you might have.

You must sign up for e-statements and be an active Internet Banking user. If you do not sign up for e-statements within 60 days of account opening or if you do not keep Internet Banking active, your $uccess Checking account will be converted to our Benchmark Account.


The Keystone account comes with a variety of very attractive benefits. Account holders enjoy no minimum balance*, free Keystone checks, Visa debit card with higher withdrawal and purchase limits, no-fee official checks, lower interest rates on consumer loans, and a discount on safe deposit boxes.

You can qualify for a Keystone Account either by maintaining a certain balance or by taking advantage of one of Benchmark's other products at or above a certain threshold. The criteria is:

  • $5,000 in a Checking or Savings Account OR
  • $10,000 average balance in any combo of Checking, Savings, CDs, IRAs and Money Market Account OR
  • $15,000 Home Equity Line of Credit OR
  • $20,000 original amount Auto Loan OR
  • $50,000 original amount Home Mortgage** OR
  • $50,000 Construction Loan OR
  • $25,000 in our BCB financial services program

*as long as there is another qualifier
**primary or secondary residence


View Rates Compare Accounts Contact a Customer Service Representative

Our Basic Accounts include:

THE BENCHMARK ACCOUNTWoman typing at computer

A no-strings, no-frills interest bearing checking account for those who like to keep it simple! Minimum balance is $500.


Just what it says: FREE. No minimum balance, no monthly service fee, no special requirements.

Our Specialty Accounts include:


This account is just for teens 13-17, and includes a debit card with parental controls.  Check out our page to learn more about it!


For young adults just starting out on their own, this unique account offers features like ATM refunds and the opportunity to get that first credit card. Get details here.


If your goal is to earn higher money market rates yet keep your money accessible, this account is for you. You may make up to 6 withdrawals per month. A $2,500 balance is required.


For those 55 or over, this special account offers no monthly fee, no minimum balance and free checks!


Visit our business pages.


Compare Accounts Contact a Customer Service Representative

Still undecided? View our side-by-side comparison of our checking accounts

Have questions? Contact us and let us know how we can help.

Ready to open an account? Download our handy new account form, fill it out and bring it in. We'll have you on your way in no time!

Need help transferring automatic deposits or withdrawals? Try our No Sweat Switch!

Want to find information about FDIC coverage? Visit our FDIC Resource Center.

Regulation CC (Funds Availability) Policy